If you reside in a region that has extreme weather, you might question whether or not it is worth even installing a solar panel system.
Studies have shown that the danger of lightning strike does not increase with the installation of a PV system on the roof. However, the electronics and in particular the inverter of the system are very sensitive. This means that with lightning strikes in the vicinity there is a risk of damage. Such incidents are referred to as indirect lightning strikes.
The risk of damage due to induced transients from load switching is low, but when it happens, the damage is considerable. A short circuit as a result of a lightning strike can destroy a lot of equipment. However, often damage due to induced transients is included in home insurance - in which case your solar installation would be covered.
It is very common to be concerned with damage that can occur to the solar panel glass because of wind & hail. The best thing you can do for this is to make sure you that you use only MCS approved installers and MCS approved equipment, the solar panels should have high impact tempered glass integrated into the system.
If you are going to install solar panels, install durable, quality panels. Quality solar panels can handle up to a constant sixty m/p/h, and hail stones up to ¾”.
Before installing your solar panels, make sure your installation specialists confirms that your house’s roof will be able to withstand and support the solar panels that are going to be installed. Once installed, the solar panels should remain tightly in place. In cases of extreme weather, like a tornado, your solar panels will usually stay intact, attached to your roof.
Once installed the solar panel becomes part of your home, you should check your homeowner’s insurance policy. Most of the time you will find that solar panels are included in the policy covered at no extra cost. If not, considering how costly a solar panel system is, you might want to consider upgrading to a policy that accommodates coverage of your solar installation.
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